Step 1 - Please fill out this simple form to determine how much home you can qualify for. most lenders would prefer that you "go through the process". Now you can be the loan officer!

How Much Home Can I Afford?

Name (s)

Address: City: State: Zip:

Phone1: Phone2: Best Time To Call:

E-Mail:

How Much Can You Afford – add your income, subtract your expenses, & take a percentage.

Income – simply ADD up the total monthly income.

My Income My Spouse's Income

Child Support Trust Fund

Investment Income Other

Add them all up! This is the TOTAL MONTHLY INCOME

Expenses – now SUBTRACT out all your monthly expenses.

Car Payment (s) Credit Card (s)

Insurance (Life, Auto, etc.) Clothing, Entertainment

Add the expenses. These are the TOTAL MONTHLY EXPENSES

Percentage – the industry standard is to use UP TO 42% of your monthly income, after expenses, on a house payment. We can go as high as 50%...So let’s do the math:

Subtract Expenses from you Income

Now multiply that by 50% (don’t forget the decimal or divide by 2) X .50%

This is the maximum monthly house payment!

Notes (we will look at every situation - if there is a reason why you don't qualify or could qualify for more, please explain) :

Now that you know how much home you can buy fill out an application and get started looking for the home of your dreams!

Step 2 - You simply fill out this form and fax or e-mail it back to us! You must complete this step to reserve a home! It has to be done by fax or e-mail since we need the form on file. This for will take about 5 minutes to fill out and send back. It is the same form used to rent an apartment - pretty easy form to buy a home, huh? AND you can fax it to us at 469-361-6779 or e-mail to: sales@sweethomesonline.com.

For: Word PDF

It doesn't get any easier than this! This is the same form you would use to rent an apartment! It just asks basic information so that we know they best way to help you in your situation!

Step 1 - Please fill out this simple form to determine how much home you can qualify for. most lenders would prefer that you "go through the process". Now you can be the loan officer!