Testimonials

Trying To SELL Your Home? Don't Sit Around Another Day - Sell Within 48 Hours!

Just ask the Thomas family, they were facing foreclosure within 2 weeks and expecting to see their home, equity, and credit evaporate! They had moved into their first home just 2 years before when the economy was going great and Mr. Thomas got caught in a corporate downsizing, through NO fault of his own!

Now they were facing the prospect of moving AND making double payments, which they could not afford, if they didn't sell FAST! The other option was to have their credit ruined through a foreclosure, which was just not fair. They didn't have any equity to pay a real estate commission or do some repairs the home needed. They had been trying to sell the home for over 3 months when they responded to an ad and contacted Home Sweet Home. When we agreed to buy their house for full value Kerry & Fran couldn't believe their ears! Their credit would be safe! They could buy a house when they got back on their feet. And, best of all, Home Sweet Home even agreed to make the up the back payments and do repairs! Their story is not unique...there are sellers everywhere having trouble with selling their property through conventional methods! Now you have a choice!

Trying To BUY A Home? Credit Is Keeping You From Decent Terms - Here's A Solution!

This was the situation with the Lessig family, they had struggled and saved enough for a down payment only to find after all that effort their credit was not good enough to get decent terms from any lender. They spent weeks filling out applications, meeting with loans officers, going from one mortgage broker to another trying to find a better interest rate without a whopping 20% down payment required!! They were watching their American dream of home ownership go up in smoke.

Enter Home Sweet Home, we had a lovely home available in a great part of town. We had them take a look. Mrs. Lessig was immediately skeptical about whether they could even qualify for such a nice house. She couldn't believe it but not only did they qualify, but they got a great rate! Scott was self-employed and they had been turned down or driven away by high rates from everyone else. All the 'Lenders' were asking huge sums of money for a down payment, but after taking a look at their situation and listening empathetically to their story Home Sweet Home was able to get them into the home with only 6% down and an interest rate of a mere 9%! Better than that, there was only a simple application to fill out and a few forms to sign. Talk about easy! They were still completely skeptical until we handed them the keys! Now they are ecstatic!

The Lessig's have since gone on to get permanent low-cost financing through another lender. We provided several lenders to choose from who treated them with respect since they were now homeowners looking to refinance. No large down payments, in fact, they didn't have to pay a dime! The lender was able to treat their existing loan with us as a re-finance, which immediately gave them little or no credit qualifications, preferred rates and better terms! We were sorry to lose them as clients but happy to help with their dream of home ownership! Their story is not unique...there are buyers everywhere having trouble with conventional lenders!

"There's NO WAY anyone would approve us! We have been all over town being turned down by everyone!"

Wayne & Cathy T. were sure they could not get approved because of the problems on their credit from a previous divorce. They had been turned down everywhere. To make matters worse, Wayne had recently changed jobs, and, although he was making more money, no one could help!

Wayne lived across the street from a home that was being sold by Home Sweet Home and he came and talked to us. He really felt he wanted a nicer home but no one would help. We had a home available which was 3 times the size of the home they were renting. Cathy could not believe it!! This was an answer to their prayers but she remained skeptical to say the least!

Now, she is sitting in a fine customer-built home and she wanted me to tell you,

"First of all, let me say you are my HERO!!! Never in a million years did I even think I could live in, let alone own, such a BEAUTIFUL new home. Because of you, we were able to buy our wonderful dream home. We are so happy and so lucky to have met you. You made the whole process so easy. Thank you so much for making our dream come true!"

Toby & Cinda K. were having a difficult stretch and it was either pay for unexpected medical bills or make the house payment and maybe be refused medical care! What a terrible situation, again through no fault of their own! Their son had an accident where is hand was nearly severed and they had unexpected complications from a recent pregnancy - and the bills piled up FAST! They were trying to do right by everyone but something had to give. With Cinda not working and Toby putting in overtime it still wasn't enough.

When Home Sweet Home came to talk with them about buying their home they were already several payments behind, they had already filed a Forbearance Agreement and were not able to keep up the payment schedule, and the bank had assured them they would foreclose next month. While Home Sweet Home was able to come to terms favorable to the Seller, which would have meant we could have made tens of thousands of dollars, we instead decided to help Toby & Cinda K. using our industry knowledge and that kept the bank from foreclosing and gave them several months to catch up. Now they are in the process of repaying everyone and happy to have kept their home. Without the intervention and expert advice of Home Sweet Home they would no doubt have been a foreclosure statistic and been forced out of their home. We can't promise to help everyone...but we try!

Annie & Jason P. were watching homes all around them go up on the market and sit there for months. They had NO EQUITY, no way to even pay a realtor or ANY closing costs. The home had gone down in value since their last refinance just 10 months ago.

Then, Home Sweet Home came to talk with them and they were SHOCKED at how FAST they were able to sell their home. Literally within days they were moving into another, more affordable home and could not believe that we could get them out of that nightmare so easy. In fact, their friends and neighbors were telling them they were crazy for not putting their home on the market and waiting like everyone else. Needless to say because of their friends and relatives...they WERE SKEPTICAL right up until the closing! After that, they have referred us those same people who told them not to do it and THEIR testimonial will be appearing shortly!

Robert & Brandy L. were going through a tough spot in their marriage and wanted to go their separate ways but the house kept them chained and miserable. They could not make the payments without TWO Incomes but they could not live together and they were ready to let the bank have it back because they had only bought it a year ago and they would have had to pay over Ten Thousand Dollars at closing!!! Needless to say they did not have that much just to get rid of a house, so they quit making payments and were ready to send it back when they met with Home Sweet Home . We started negotiating directly with the bank of their behalf for a pre-foreclosure sale and managed to clear their names and credit AND be done with that home. Now they are living happy lives separately but BOTH HAPPY that they met Home Sweet Home !

Sam & Martha B. had a home that needed repairs before they could even put it on the market. New homes were being built right behind them for less that what they even owed, so no one was interested in their house. Sam had changed jobs that didn't pay as much and the payments were falling behind. they talked to the bank themselves and negotiated a plan to repay their delinquency. However, because they were not familiar with the business and did not have expertise in this arena, there payments were higher than they could make and had to default on that agreement! the bank was ready to foreclose and already had the date to sell the home when they met with Home Sweet Home . We too over their negotiations and nullified that old agreement, which the bank should never have let them enter into. They have since moved on with their lives and the bank is going to take less than what is owed!

John & Lisa L. had been struggling for several months. Since the downturn in the economy John had been out of work and Lisa was partially disabled and could not work. They had spent their entire life savings trying to keep the house payments current. It finally reached a point that they were ready to toss in the keys and take the Foreclosure on their credit and face having their credit ruined all because of a home that they could not even sell for the loan amount! When they met with Home Sweet Home they wanted to just be done with it!!! We asked them to give us a try and now the bank is talking to us about buying it from them at a more reasonable price!

"Although You Did Not Sell The Home - You Are One of The Best At Excellent Customer Service!"

Winnie was trying to sell his home and although we could not do the deal, because of a Homeowner's Association that refused to allow us to place "non-Realtor signs" who shall remain nameless but their initials are SBR. I always enjoyed my dealing s with you and your company - you were always honest, upfront, and helpful! I did not end up going with your company but your input enabled me to go in a new direction which should result in the home being sold. I would love to work with you again!

These are just a few of many of the people we help out everyday! Let us know if you would liked to be counted in our number of satisfied clients!